Wednesday, December 14, 2011

HOW MUCH IS MY BALTIMORE PERSONAL INJURY CASE WORTH? Are there other intentional torts?


Personal injury attorneys in Baltimore have brought lawsuits for so called 'intentional torts', like civil assault, or civil battery. The intentional tort of false imprisonment [and the related action of false arrest] are other lawsuits that are occasionally filed in Baltimore. Seasoned personal injury attorneys in Baltimore know that the existence of "probable cause" to detain another is an often stated defense to a charge of false imprisonment.We've discussed in other chapters that an act of negligence-e.g. the act that causes a Baltimore car accident- is a tort, or a tortious act. A false imprisonment occurs when one's  freedom of movement is restrained against their will. One falsely imprisoned may recover damages.

Tuesday, September 20, 2011

Evacuation Expenses

The Insurance Information Institute is on record as saying that homeowner's policies will generally reimburse you for mandatory evacuation expenses. Insurance policies can be hard to figure out. You may want to consult a hurricane damage lawyer for coverage questions.

Wednesday, August 31, 2011

Scammers and Gougers

Watch out for scammers and gougers. Would you pay 2,000 for a 400 watt generator? If you had been without power for a week, you may consider it. Would you pay $2,000 for a repair that should only cost $400. Would you know the difference? Price gouging is illegal in most states. Some unscrupulous contractors out there feast on innocent victims in the wake of Hurricane Irene. Reputable contractors have a home improvement, roofing, or other appropriate license from the state. The license number should be displayed on their vehicles, contract and other information you're given. If you feel you're pressured into signing a contract, insist on time for an experienced Maryland Hurricane Damage Attorney to review what you are being asked to sign. Your contractor should be licensed, bonded, insured, and ideally, should be recommended by a friend or trusted acquaintance. Don't pay the entire quote up front. 25% is standard.

Hurriance Irene Deaths

The Associated Press is today reporting 15 deaths from hurricane Irene, including 2 in Maryland, one as a result of a falling tree, the other from carbon monoxide poisoning.

Tuesday, August 30, 2011

Hurrican Irene- Some preliminary numbers

It's far to early to say with any certainty the ultimate dollar value assigned to Irene's wrath. Preliminary estimates range from 3 billion on the low end to 14 billion on the other. 12 deaths have been confirmed.

HURRICANE IRENE- How to handle your property damage claim.

Promptly report the hurricane damage claim. In the immediate aftermath of a hurricane, you may not be able to get through on the phone. Send a letter or an email to your agent. If an insurance company asks you to describe the full extent of the hurricane damage- use this phrase: "AS FAR AS I KNOW AT THIS TIME, THE DAMAGE IS .... HOWEVER I AM NOT A CONSTRUCTION PROFESSIONAL. I HAVE NO WAY TO KNOW THE FULL EXTENT OF POSSIBLE DAMAGES. Do not underestimate, or lock yourself in. Do not guess. Early on, you truly have no idea what kind of subsequent problems even a small amount of water intrusion could cause. Structural defects may not be immediately apparent. Wait until you have all the facts. Some individuals choose to consult with a Maryland Hurricane Damage Attorney prior to meeting with adjusters or appraisers.